Australian mortgage arrears: weekly data watch

01 · June 2026 versus March 2026; checked 27 October 2026

2026年6月与3月比较；2026年10月27日核查

Quarter-on-quarter comparison: June versus March 2026

季度环比：2026年6月与3月比较

Non-performing loans rose from 0.99% to 1.01% (+0.02 percentage points). Loans 30–89 days past due rose from 0.49% to 0.54% (+0.05 percentage points).

不良贷款占比由0.99%升至1.01%（上升0.02个百分点）；逾期30至89天贷款占比由0.49%升至0.54%（上升0.05个百分点）。

Calculation: June share minus March share, using the rounded figures in the two APRA releases. These are ANND calculations, not an APRA-published quarter-on-quarter series; later revisions and unrounded figures may differ. Both measures increased over the quarter while remaining below their June 2025 comparators.

计算方法：采用APRA两次发布中四舍五入后的占比，以6月减去3月。这是ANND计算值，并非APRA直接发布的环比序列；后续修订或未四舍五入数据可能产生差异。两项指标均较上一季度上升，但低于2025年6月同期。

02 · Quarter ending June 2026; published 17 September 2026

2026年6月季度；2026年9月17日发布

What the indicators measure

指标含义

These APRA residential mortgage indicators cover banks, building societies and credit unions. Non-performing loans and loans 30–89 days past due are separate reported measures. They should not be described as a realised loss or loan write-off rate.

上述APRA住宅房贷指标覆盖银行、建房互助协会及信用合作社。不良贷款和逾期30至89天贷款是分别报告的指标，不应称为实际损失率或贷款核销率。

ANND context: national residential lending data cannot establish the financial position of a particular borrower or the risk of a commercial property.

ANND解读：全国住宅贷款数据不能确定某位借款人的财务状况，也不能代表某项商业物业的风险。

03 · Publication schedule checked 27 October 2026

发布时间表核查于2026年10月27日

Weekly checks, quarterly data

每周核查，季度数据

We check the APRA publication series each week. At this check, June 2026 remains the latest edition; APRA schedules the September 2026 edition for December 2026. We retain the existing figures until a new official release is verified.

我们每周检查APRA发布序列。本次核查时最新版本仍为2026年6月；APRA计划于2026年12月发布9月季度版。只有核实新的官方数据后才替换现有数值。

Update policy: show the observation period, official release date and successful check date separately. Record revisions and preserve prior observations; never estimate missing weekly values.

更新规则：分别显示统计期、官方发布日期和成功核查日期。记录修订并保留历史数据，不推算不存在的周度数值。

Actions to consider · 可考虑的行动

• Review the original APRA release before comparing lending conditions across periods.

  跨期比较贷款状况前，请查阅APRA原始发布。

Questions for your next decision · 决策前的问题

• Does your comparison use the same measure, reporting population and observation period?

  比较是否采用相同指标、统计范围和数据期？